Your trusted and valued finance partner.
Working with Solstice Finance.
Solstice Finance offer a full range of services from refinancing to new home loans.
Nearly 70% of all loans are now originated by brokers. It is our sole focus to find the best solution for your unique personal situation. This is achieved through in depth discussions around your financial goals and aspirations to identify a lender and product that meets your needs and requirements.
Our relationship with you is not transactional, it is our desire to become your trusted and valued finance partner that you can depend on to act honestly and efficiently to secure you competitive tailored finance solutions for your home, investment, business, motor vehicle, boat or caravan.
Your time is precious and invaluable so let us look after your finance needs so you can spend your time doing what you enjoy, and be confident in knowing that by engaging us you will save both time and money.
Our approach.
We meet with you to understand what it is you are seeking, and why. We then use that information to prepare and present multiple options and a recommendation for what we consider your best financial solution.
Once agreed we collate, package and present to the lender our submission identifying and highlighting the strengths in your application. We keep you informed throughout the approval process as we liaise with the lender to achieve approval.
Once approved we meet with you to review the loan documentation and assist your conveyancer with co-ordination of settlement. After settlement we continue to remain your primary contact for any queries regarding your existing loans or new finance you are seeking.
We will touch base regularly to review and renegotiate your interest rates to ensure you maintain a competitive finance structure.
Our services
First Home Buyers
Your home will likely be your biggest financial investment, therefore this is something you want to get right. We guide you through the entire process from calculating your borrowing capacity, reviewing your loan options, obtaining finance right through until settlement and beyond.
Investors
The needs of investors often differ to those of people buying their own home. We work with our clients to understand these needs and help them find options to fit.
Construction & Renovation Loans
Are you looking at building a home, or perhaps just making some non-structural renovations to your existing home. The type of work you are looking at doing will determine what type of loan and information you need to provide to the bank.
Debt Consolidation
With interest rates on a steady incline and no end in sight there has never been a more important time to review your current banking arrangements.
Self Employed
We know so many amazing entrepreneurs with fantastic businesses that require a customised loan, we can help you with finding a solution, so you can focus on running your business.
Refinancing
Different stages of business require differing finance solutions. Whether you are a start-up business seeking a cash injection, or established business looking to expand we can work with you to explore options.
Commercial Loans
Motor Vehicle Loans
We have access to a range of lenders who can help with finance for new cars, whether for business or personal use. Let us help you understand your options.
Asset Finance
Looking into the purchase of a caravan or boat, let us work for you to find the most suitable solution.
Personal Loans
Sometimes you might need funds in a hurry for unexpected events, or maybe you just want to take a holiday, or purchase a new toy such as a jet ski or motorbike. Let us help find a way to make these dreams a reality.
Self-Managed Superannuation Funds (SMSF)
SMSF’s can borrow funds through a limited recourse loan and a trust to purchase both commercial and residential property. Find out how we can assist with a tailored solution.
With higher interest rates and increased costs of living monthly cashflow for many households is tight. Debt consolidation is a process whereby you combine your existing debts into your home loan.